Pre-Qualification Calculator

This utility will give you an estimated mortgage payment you will qualify for. Please contact one of our Financial Services Consultants for more exact information. Please do not include commas, decimal points, or dollar signs in the form.

Monthly Income
Salary (Gross):
Self-Employment Income:
Second Job:
Dividends:
Interest:
Pension:
Social Security:
Rental Income:
Child Support, etc:
Other:
Monthly Expenses
Car Payment:
Furniture Loan:
Appliances:
Boat or RV Loan:
Revolving Credit:
Student Loan:
Other:
Pre-Qualification Ratio: 28/36 29/41
 


Results
Total Monthly Income: $
Total Monthly Expenses: $
Ratio 1 Max: $
Ratio 2 Max: $
Max Payment $

Ratio 1: This is the maximum monthly payment a lender is likely to allow you to carry based on your income alone.

Ratio 2: This is the maximum monthly payment a lender is likely to allow you to carry based on income minus payments

However, this amount is based on the more generous second number in your ratio.